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Tradelines Chandler, AZ


Tradelines Can Help Your Credit Worthiness

In Chandler's competitive business landscape,
a robust credit profile is not an option.



Tradelines Can Help Your Credit Worthiness

In today's competitive business landscape, a robust credit profile is not an option.


What is a Tradeline?


In the broadest sense, a tradeline is any account that appears on your credit report. Different types of tradelines include mortgages, auto loans, student loans, furniture loans, jewelry loans, installment loans, and of course, credit cards of all types.

However, if you made it to our website, you may be interested in purchasing tradelines, and that is something a little more specific than this broad definition listed above.

We provide Chandler residents with authorized user tradelines, which means you can pay to become an authorized user on someone else’s credit card. This account will then appear on your credit report showing your authorized user status.


Why Would Someone Want to Buy a Tradeline?


Authorized User Tradelines are what make up the majority of a person’s credit report. It does not need to be said why someone’s credit report is important. We all know how important a credit report is. Essentially, everyone wants to have the best credit report possible.

To this end, it is wise to study how to build good credit. The basic answer is to open credit accounts of various types and make all your payments on time consistently. If you do this, over time, you should have good credit.

By optimizing the factors that go into a credit score, you could eventually even get a perfect 850 credit score.

An iPhone and a hand.

What If I Currently Have Bad Credit?


If you currently have bad credit, turning that around and building good credit is the exact same process. Open new credit accounts of various types and make all your payments on time. It may take longer to rebuild your credit than it originally took to build your credit because those negative marks will remain as part of your credit report for quite some time.

If you have errors on your credit report, you may also want to consider beginning the process of credit repair, whether through DIY credit repair techniques or with the help of qualified credit repair professionals.  Improve your credit with tradelines in Chandler, AZ

A line chart showing credit card debt.

How Can Tradelines Help?


When purchasing authorized user tradelines, when you get added to the credit card as an authorized user, it does not show on your credit report when you were added. Rather, the entire history of the account is reflected in your credit report, with some exceptions depending on the bank.

For example, if an authorized user is added to a credit card that is 20 years old, it will simply appear as a 20-year-old credit card that this person has on their credit report with an authorized user status. Therefore, the credit scoring algorithms often just assume this person has been on this card for 20 years. If the tradeline has a perfect payment history, that is a nice thing to have in your credit report.

Also, while there may be several different utilization ratios at play in the secret credit score algorithm, an authorized user tradeline can play a factor in the overall utilization ratio.

A laptop showing financial projections.

Which Tradelines Should I Buy?


In short, you only want to add tradelines that are superior in age and credit limit to what you currently have in your credit report.

If you currently have high utilization, higher-limit tradelines may help with your overall utilization ratios.

You should also know what your average age of accounts currently is. You only want to add tradelines that can increase your average age of accounts in a meaningful way. We have a Tradeline Calculator to help you calculate these ratios quickly and easily.

While we do not offer any guarantees on specific results, we do guarantee that Chandler tradelines will report on your credit report. Since everyone’s credit report is so unique, it is up to you to use the knowledge and tools we provide so that you can determine which tradelines would be best for you.

For more information on how to choose the best tradelines for your credit file, see our Tradeline Buyer’s Guide.

Multiple credit cards.

Are Authorized Tradelines Legal?


Yes, Authorized User Tradelines are a legal way for Chandler residents to improve their credit score. However, it's important to remember that creditors may still deny you credit or limit the amount of credit you can access even if you add an Authorized User Tradeline to your credit report. It's important to remain aware of this fact and to use our services responsibly.
tradelines legal

Why Should Someone Buy an Authorized User Tradeline?


Authorized User Tradelines can be a great way to improve your credit. The sooner you begin utilizing authorized user tradelines the faster your credit score can improve. This ensures you are getting access to higher lines of credit, lower interest rates, and better credit cards from lenders. Authorized user tradelines can also help those with bad credit overcome hurdles when applying for new lines of credit. These tradelines offer a legitimate and legal means to boost your credit score
why tradelines

What is a Tradeline?


In the broadest sense, a tradeline is any account that appears on your credit report. Different types of tradelines include mortgages, auto loans, student loans, furniture loans, jewelry loans, installment loans, and of course, credit cards of all types.

However, if you made it to our website, you may be interested in purchasing tradelines, and that is something a little more specific than this broad definition listed above.

We sell authorized user tradelines, which means you can pay to become an authorized user on someone else’s credit card. This account will then appear on your credit report showing your authorized user status.


Why Would Someone Want to Buy a Tradeline?


Tradelines (in the broadest sense) are what make up the majority of a person’s credit report. It does not need to be said why someone’s credit report is important. We all know how important a credit report is. Essentially, everyone wants to have the best credit report possible.

To this end, it is wise to study how to build good credit. The basic answer is to open credit accounts of various types and make all your payments on time consistently. If you do this, over time, you should have good credit.

By optimizing the factors that go into a credit score, you could eventually even get a perfect 850 credit score.

An iPhone and a hand.

What I Currently Have Bad Credit?


If you currently have bad credit, turning that around and building good credit is the exact same process. Open new credit accounts of various types and make all your payments on time. It may take longer to rebuild your credit than it originally took to build your credit because those negative marks will remain as part of your credit report for quite some time.

If you have errors on your credit report, you may also want to consider beginning the process of credit repair, whether through DIY credit repair techniques or with the help of qualified credit repair professionals.  [Disclosure: This article contains affiliate links.]

A line chart showing credit card debt.

How Can Tradelines Help?


When purchasing authorized user tradelines, when you get added to the credit card as an authorized user, it does not show on your credit report when you were added. Rather, the entire history of the account is reflected in your credit report, with some exceptions depending on the bank.

For example, if an authorized user is added to a credit card that is 20 years old, it will simply appear as a 20-year-old credit card that this person has on their credit report with an authorized user status. Therefore, the credit scoring algorithms often just assume this person has been on this card for 20 years. If the tradeline has a perfect payment history, that is a nice thing to have in your credit report.

Also, while there may be several different utilization ratios at play in the secret credit score algorithm, an authorized user tradeline can play a factor in the overall utilization ratio.

A laptop showing financial projections.

Which Tradelines Should I Buy?


In short, you only want to add tradelines that are superior in age and credit limit to what you currently have in your credit report.

If you currently have high utilization, higher-limit tradelines may help with your overall utilization ratios.

You should also know what your average age of accounts currently is. You only want to add tradelines that can increase your average age of accounts in a meaningful way. We have a Tradeline Calculator to help you calculate these ratios quickly and easily.

While we do not offer any guarantees on specific results, we do guarantee that your tradelines will report on your credit report. Since everyone’s credit report is so unique, it is up to you to use the knowledge and tools we provide so that you can determine which tradelines would be best for you.

For more information on how to choose the best tradelines for your credit file, see our Tradeline Buyer’s Guide.

Multiple credit cards.

10x is ready to help you reach your business goals!


Contact us now with your questions or needs.


Contact 10x

10x is ready to help you reach your business goals!


Contact us now with your questions or needs.


Contact 10x